Are you tired of writing checks? If you are looking for the best check printing software, you came to the right place. In a recent study(source), roughly 20 billion checks continued to be written each year. 

As the study suggested, most businesses print, a large number of checks. Therefore,  the business owner can save himself time and effort by using automated check printing software.

In this detailed buyer’s guide, we will review the best check printing software programs and list the features, pros, and cons of each one. You will be able to compare the programs and find the right one for your specific business needs.  

Best Check Printing Software For Small Business

1. PrintBoss – Best Payroll Check Printing Software 

PrintBoss software is one of the best payroll check printing software. The software can be integrated with over 40 different accounting platforms, which makes it perfect for small business owners.

Complete Set of Tools

With this software, they give you an entire toolbox to help your business run smoother. The wealth of tools is amazing and it gives you the ability to do numerous things such as email and fax documents directly from the PrintBoss software. Finally, it lets you quickly and easily print checks directly to blank check stock.

You can also create PDFs of all your documents, password protects them for added security, send electronic payments to your bank, and even automatically create ACH payment files. What’s more, is the fact that PrintBoss can be used with the globalVCard system and can create single-use card numbers on the fly so you can get your vendors paid quickly and securely.

PrintBoss Pricing

After your free 30-day trial expires, PrintBoss offers two different packages at a fairly affordable price, starting at $175. Not a bad price for software that will undoubtedly save you hours of work and headaches.

The price of PrintBoss Select starts at $175, while the price the PrintBoss Enterprise at $795. The main difference is that PrintBoss Select comes with 100 sheets of check stock. Whereas PrintBoss Enterprise comes with 500 sheets, it integrates seamlessly with QuickBooks, you can email/fax copies of documents, and it keeps a log of secured signature use.

The Downside Of Printboss

There are a couple of downsides to PrintBoss that you should know. First, while the Select package they offer is reasonable, the Enterprise package is certainly steep for smaller businesses. Second, PrintBoss is currently not available for use on Mac.

Prints Stubs With Payroll Checks

PrintBoss is our top pick for a reason. It has a full-featured suite of tools that integrate well with all of the top accounting platforms. It has the ability to print payroll checks with stubs. Making printing checks and getting your employees and vendors paid a breeze. Give PrintBoss a try today, you will not regret it.

Video Review 

2. EZ Check Printing Software  — Simple Check Printing Software

EZ Check Printing is made by HalfPriceSoftware. This program has been around for a long time. While it doesn’t have all of the most up-to-date functionality, it does its job. This MICR check printing software is perfect for basic check printing.

Basic Check Printing 

  • Point and click ease of use
  • Free trial run
  • Unlimited accounts
  • Allows for Check Design Customization

A Quicken Check Printing Software

  • Integrational with QuickBooks, Quicken, and Peachtree
  • Standalone
  • Windows 10, 8, 7, Vista, XP, 2003, Mac

Pros

  • simple check printing functionality.
  • Requires Internet Connection to print checks
  • It will work with four accounting programs.

Cons

  • There is a lack of technical support.
  • Download version only

Video Review 

3. VersaCheck X1 Platinum 2019 – Check Printing Software For Quicken

If you are looking for a check printing program that offers the highest safeguards in security protection, this is it! This product is ideal for personal, home office, and businesses for up to 5 users.

Features

  • Unlimited accounts
  • Creates invoices, estimates, business cards, badges, and labels
  • Counterfeit protection for business checks 
  • Account protection
  • Inventory management
  • ePay
  • DNA SECURE technology
  • INKcrypt technology
  • Customizable templates and design options
  • User-friendly; beginners find the point and click capability easy to use
  • True Sign e signature creator for business checks 
  • Instant setup

Specs

  • Operating systems: Windows 10, 8, 7, Vista, XP
  • Hard Disk Space: 120 MB
  • RAM: 128 MB (256 MB is best)
  • CD-ROM required
  • Printers: inkjet or laser
  • Users: up to 5 users
  • Checks are 100% bank compliant
  • Includes:
    • Software (CD-ROM)
    • 150 blank checks and deposit slips
    • 165 print credits
    • HP 1112MX Check Printer

Pros

  • This program includes everything you need to begin printing checks. There is no need to purchase separate items such as ink or paper because it includes it all!
  • The security features of this program are superior and give you peace of mind when using.
  • Reasonable price for the number of features and items you get.
  • You get a free HP check printer if you purchase the retail box version.

Cons

  • This program will not support more than 5 users.
  • If you download the program instead of buying the retail box version, you do not get the check printer.
  • The more checks you print, the more credits you must purchase.

4. VersaCheck X9 – Best Check Printing Software For Quickbooks

QuickBooks users, this is your program! You can print checks through QuickBooks.

Features

  • Unlimited accounts
  • ePay
  • DNA SECURE technology
  • INKcrypt technology
  • Customizable templates and design options
  • User-friendly
  • True Sign e signature creator
  • Finance management
  • Contact management
  • Create business cards

Specs

  • Stand-alone or works with QuickBooks
  • Operating systems: Windows 10, 8, 7, Vista, XP
  • Hard Disk Space: 120 MB
  • RAM: 128 MB (256 MB is best)
  • CD-ROM required
  • 165 check printing credits
  • HP 1112MX Check Printer
  • Printers: inkjet or laser
  • 100% bank compliant

Pros

  • If you want a check printing program that is fully integrational with QuickBooks, this program is it. It will work as a stand-alone program as well as with QuickBooks.
  • custom check design feature allows you to create your own style of checks.
  • Having contact management capabilities makes issuing checks easier.
  • You get a free HP check printer if you purchase the retail box version.

Cons

  • This program is basic in functionality. It is more suitable for personal, home office, and small businesses only.
  • The more checks you print, the more credits you must purchase.

5. VersaCheck for Mac – Best Business Check Writing Software For Mac

VersaCheck realized that Mac users need to print checks too. It seems like a lot of software companies do not support the OS operating system. VersaCheck filled that void. They designed this program to perform well on Macintosh computers.

VersaCheck software Auto-syncs of business data and records. Additionally, it allows managing Multiple checkbooks and Unlimited accounts. 

Features

  • Invoice management
  • Integrational with other accounting software
  • Accepts payment online or mobile
  • Finance management
  • Customization features to design your own checks
  • DNA Secure technology
  • INKcrypt technology

Specs

  • Operating system: Mac 10.10 or newer
  • CD-ROM required
  • 150 blank checks and deposit slips
  • Software (CD-ROM)
  • 165 print credits
  • HP 1112MX Check Printer

Pros

  • 100% bank compliant
  • Mac users now have a check printing program they can use.
  • Can be used with inkjet or laser printers 

Cons

  • Basic in functionality  
  • Uses Print Credits System
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6. Check Builder Pro 3 – Simple Business Check Printing Software 

If you are looking for a simple check printing software program, Check Builder Pro 3 fits the bill! It easily prints checks without the aggravation of worrying about integration with other programs. Ideal for personal or small business use

Specs

  • Mac 10.9 or higher
  • Windows 7 or higher
  • Standalone only (will not interface with other software programs)

Pros

  • Basic with no-frills making it easy for beginners to use
  • Affordable in price

Cons

  • Non-integrational with accounting software
  • You must purchase MICR ink and check paper stock separately
  • Bank compliance is vague
  • Small company-owned
  • Very little information about this product online

Video Review

7. VersaCheck X9 Enterprise 2019

You can license this software program for up to 100 users with the capability of adding an additional block of 20 more users.

Large businesses with a network of users can easily create checks and have them print at remote locations within the network. Simultaneous users can access multiple accounts (bank or accounting.)

The Advantages of VersaCheck Enterprise Level Software 

  • This is the ideal check printing software program for a large business with a lot of users. It functions as a stand-alone or within a network with the ability to print checks at remote locations.
  • Because you have such a large number of users that will most likely be working within a network, the safety features of this product are a benefit. The DNA Secure and InkCrypt technology serve to add further protection against fraud or theft.
  • This program seamlessly integrates with your accounting/finance software.
  • You get a free HP check printer if you purchase the retail box version.

Cons of VersaCheck X9 Enterprise 

  • If you are looking for inexpensive, this product is not for your business. Because it has a large user-licensing package, the price is hefty. In the end, it pays for itself if you do have 100 or more users. By the time you purchase an individual program for each user, you will have spent far more than the one-time price of this single product.
  • It is not meant for small businesses, personal or home use.
  • The more checks you print, the more credits you must purchase.

Features

  • Unlimited accounts
  • Creates invoices, estimates, business cards, badges, and labels
  • Counterfeit protection
  • Account protection
  • Inventory management
  • ePay
  • DNA SECURE technology
  • INKcrypt technology
  • Customizable templates and design options
  • User-friendly
  • True Sign e signature creator
  • One Key install for network or standalone

Specs

  • Operating systems: Windows 10, 8, 7, Vista, XP
  • Hard Disk Space: 120 MB
  • RAM: 128 MB (256 MB is best)
  • CD-ROM required
  • Works Well with HP 1112MX Check Printer
  • Printers: inkjet or laser
  • Users: up to 100 users with the ability to add block of 20 users
  • 100% bank compliant

Accounting Software That VersaCheck Integrates With 

Advantage Progression Accpac Acomba Axon
Business Vision Business Works Dynacom Accounting Easy Pay
Great Plains IOA Jonas for Windows Macola Progression
MAS 90/200 MS Office MS Dynamics GP M.I.G.
M.S.I. Municipal M.Y.O.B. Oracle Peachtree
QuickBooks Quicken SAP / MySAP SBT Pro Series
Settler’s Gold Simply Accounting Vision Point Visual Fox Pro
Visual Manufacturing Win Ledger WolfePak Financial Yardi Property M

8. Create-A-Check – Specialized Check Writer Software

Was a close call for sure as Create-A-Check integrates with over 100 accounting platforms and has the ability to create MCIR checks. Moreover, it is able to generate ACH, EFTs and wire payments, making life simple for its users.

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Create-A-Check puts you in full control of your accounting and adds an extra layer of security when you need it, through their payment approval process. The software even offers Positive Pay to help protect against fraud.

It only takes a minute to skim through their numerous case studies and see the companies they work with. It’s clear to see why Create-A-Check deserves any business owners’ consideration.

Create a Check Features

Create-A-Check offers a lot of really useful features and the best part is the number of accounting platforms with which it can integrate.

You can use Create-A-Check with over 100 of your favorite accounting software choices! That’s an integral part of the AvidPay program from AvidXchange where you can get even more accounting and payroll services if you need them.

It is a little over double the number of platforms offered by the other check printing solutions we recommend. One of the top features that you will receive from Create-A-Check that may be hard to find at many other check printing software is the ability to create basic ACH, ETFs and issue wire payments.

In turn, this will save you money on printing physical checks, for when you really don’t need them but still need to get your workers paid. Create-A-Check also allows you to take advantage of creating MICR checks which use a technology that relies on magnetic ink printed checks to further verify the legitimacy of your checks.

Banks also require it in order to process company checks. The software itself is extremely easy to set up and you can be up and printing checks in less than 24 hours.

Create-A-Check Pricing

Create-A-Check is one of the most expensive solutions on this list. The prices of all of their packages depend on various factors. Such as the number of invoices you need per month and what platform you wish to integrate with. Also, you must request a demo to receive a quote.

High Cost For Check Printing Software

The one major downside to Create-A-Check is certainly the cost. Create-A-Check is one of the most expensive check printing software services available on the market. For most small business owners the cost of this software might be a deal-breaker.

MICR Technolgy is Great Benefit

Create-A-Check comes with a very high price tag.  You do however get a wealth of great features that can be used with over 100 of the top accounting platforms. It uses the latest MICR technology to provide you with the security that your business deserves. Best of all, it allows you to create ACH, ETFs and wire payments with extreme ease.

9. MultiCHAX – Check Printing

MultiCHAX is a MICR check printing solution for business owners who prefer to use mainly QuickBooks or Peachtree among other platforms. It is by far the most inexpensive solution on this list. It opens the door to small business owners looking for a professional suite while not looking to spend a fortune.

MultiCHAX Software Features

MultiCHAX offers its users a wide range of features spanning from the most basic to more in depth tools. You get the ability to not only print all the most common MICR checks.

But you can even accept checks by phone or fax using MultiCHAX revolutionary technology. And when you do, it deposits the same day into any U.S. bank. The best part about the check by phone service is that is free of any processing fees.

For the price of MultiCHAX you actually get quite a good deal of functionality and simplicity of use on the back end. Moreover, every plan comes with either 30 days or 1 year of free support.

Another feature worth mentioning that many users will appreciate is the ability to tie check numbers to specific bank accounts. Yes, you will never have to worry about issuing money into or out of the wrong account!

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MultiCHAX also offers integration with Positive Pay to help prevent check fraud and as you write new checks. MultiCHAX will update its database and then encrypt it, keeping all of your records and account information just that much safer.

In addition to all of the above features, MultiCHAX uses the latest in MICR technology, allowing digital signing and logos to be added to checks. It provides you with five formats to use when printing checks.

MultiCHAX Check Printing Pricing

MultiCHAX is the most inexpensive solution on this list with four packages priced at $99 for the Starter, $149 for the Premium, $199 for the Professional, and $299 for the Ultimate.

Each package upgrade adds the ability to add more bank accounts, integrate with more software and more customer support time. The right package for you will depend on your business size and needs.

Customer Service of the Software

Customer support with MultiCHAX depends on what package you have purchased. There are four packages in total to choose from and the first three packages include only 30 days of customer support. The most expensive of the packages increase this to 1 year.

MultiCHAX – Reliable Check Printing 

MultiCHAX is a great choice for any small business owner looking for a simple, reliable, cheap solution for printing their own checks. This software is fairly basic and you definitely only get what you pay for so it is a trade-off. But in return, you do get all of the most basic services that you will probably ever use or need.

MultiCHAX is more focused and geared towards users who want to add it to QuickBooks, PeachTree or another Windows platform, however, it is available for quite a few popular platforms.

Buyers’ Guide: What To Look For

You will never have to worry about reordering checks when you print them yourself. Before you do choose to purchase a program, there are a few things you need to consider.

  • Is the software bank compliant? This is the most important thing to look for in any check printing program.
  • The software program should have MICR (magnetic ink cartridge recognition.) Banks have regulations in place that require the use of MICR to print the account number and routing number at the bottom of the check.
  • Is the software compatible with your operating system?
  • Is the software compatible with your accounting program?
  • What is the learning curve for the program? Can beginners use it?
  • Supplies you will need to print checks
    • Software that has MICR
    • Special security check stock paper
    • Printer
    • Magnetic Ink Cartridge (for inkjet printers) or toner (for laser printers)
  • Do you want to be able to customize your checks? If so, does the software have customization capability? This is beneficial when adding your logo.

Writing Vs. Printing  Checks

Printing your own checks is a great solution no matter how large or small your company may be. This action can save you valuable time, money and labor that can be better used elsewhere.

There are a lot of great options to choose from when choosing blank check printing software, so you have to be careful. We made it easy for you and narrowed it down to our best picks.

Accounting Programs with Built-In Check Printing: QuickBooks and Quicken

Many businesses that already have an accounting program in place prefer the convenience of printing checks within that program. Those programs are the best for large businesses. 

Advantages 

  • You can print your checks through your accounting program.
  • You do not have to purchase a separate check printing software program.

Cons

  • rinting checks in accounting programs are expensive. You must purchase supplies to be able to print the checks.
  • The programs do not have the ability to handle MICR and lack the necessary security features that go into check printing.
  • Bank compliancy is vague and lacking.
  • The steps it takes to print a check is very cumbersome.
  • You must know how to use the accounting program.
  • To be able to customize your checks, you must pay additional fees for adding security features as well as a business logo.

Final Review

As a business owner, you have so many software choices to pick from when deciding to print your own checks. Each software offers different abilities, usability, and support, so it is important to find the right one for you. That is the one that best fits your business.

We recommend PrintBoss for small to large businesses that need a complete toolbox to take advantage of and don’t mind paying the monthly payment.